Women and Money: Part 1

first_imgBy Carol ChurchThe other evening, my kids and I were having a serious conversation at the dinner table. In fact, I was giving them The Talk.No, not that one! The “value of compound of interest” talk, of course. This time around, though, I added a little piece I hadn’t before: I told my daughter that truly understanding the importance of compound interest may be even more important for her than it is for my son.Why? Well, there are some cold, hard facts about women and money that everyone female of any age needs to know. Read on to learn more about some key differences between men and women when it comes to personal finance. There is so much to cover here that we’ve split this post into two parts!Part 1: Facts about Women and Financial Knowledge, Debt, and InvestmentsWomen have less knowledge and more worry about personal finance topics than men.Generally speaking, women are somewhat less financially literate than men and less able to answer financial questions correctly, though differences are not large. Women also tend to say that they do not feel confident about financial decisions. They express more anxiety about financial matters as well.However, women are more willing to admit what they don’t know and to change their behavior.Women are more likely than men to admit that they do not know the answers to financial questions (in fact, men are often overconfident). This can be seen as a positive, because when it comes to money, “knowing what you don’t know” can be a positive trait. Women also are more likely to change their behavior after being exposed to financial education!Women are just as likely to pay off their credit card bills. Women do tend to own more credit cards than men, perhaps because they’re more likely to hold “store cards.” However, overall, women are no more likely to carry credit card debt, although unmarried women with children are more likely to struggle in this area.Women are no more likely than men to use high-risk financial service.When it comes to risky services like payday loans, pawnshops, refund anticipation loans, etc there doesn’t seem to be evidence that one gender uses them more than the other.Women are more risk-averse than men when it comes to investing.Many studies seem to suggest that when it comes to money, women are more risk-averse than men. They may avoid putting their money anywhere where it seems like there is a risk of losing it (e.g., stocks).However, some have suggested that this view is too simplistic. Maybe women are not investing due to other barriers, such as a sexist financial industry and/or one that does not meet their needs. It may also be the case that if women had more money, they would take more risks!Women participate less in the stock market.This relates to the last point. Women are significantly less likely than men to invest money in the stock market. Even women with substantial wealth may keep all their assets in checking or low-interest savings accounts. This can significantly disadvantage them over time.But when they do invest, they may be better at it.Women tend to “buy and hold” in mutual funds (generally a fairly profitable way to play things) rather than trying to trade all the time and/or time the market, which is a male practice that often doesn’t end well. As a result, recent studies find, female investors slightly outperform men.Are you surprised and a little worried yet? I felt this way after doing the research for this article. Stay tuned for part 2, where we’ll talk about how women’s earnings gap and tendency to take time out of the workplace creates additional financial concerns.Women and Money, Part 2Do you think you understand the differences between men and women when it comes to personal finance? Are you confident that the women in your own family are saving and investing adequately for the future? In Part 1 of this series, we went over some surprising facts about women and financial knowledge, debt, and investments. In Part 2, we’ll learn some facts about women and earnings, work, and retirement that may really make you think.last_img read more

Three Naxals arrested in Chhattisgarh

first_imgSecurity forces have arrested three Naxals during two separate search operations in Chhattisgarh’s Narayanpur district.A joint team of Indo Tibetan Border Police (ITBP), District Reserve Guard (DRG) and Special Task Force (STF) was out on a search operation when it nabbed two of the rebels in Sargipal village on Saturday, Narayanpur’s Superintendent of Police Santosh Singh said.The two cadres were identified as Sonu Netam (40) and Shankar Hemla (20). Based on Netam’s statement, a muzzle loading gun was also recovered from a nearby forest, he said.The duo was allegedly involved in setting ablaze a passenger bus after asking its occupants to alight near Sonpur village in the district last month, he said. They were also tasked with arranging commodities of daily use and meetings of the senior ultras, the SP said.The security personnel also nabbed another Naxal, Suresh Markam (24), in Devgaon village on Saturday, he said. Markam was allegedly involved in several offences, including attacks on police parties, he added.last_img read more

20 families shift from Kotrupi after landslip, demand rehabilitation

first_imgAbout 20 families of farmers who witnessed the landslip havoc of Kotrupi in Mandi on Sunday morning shifted to nearby villages, since the mud slide and fall of boulders have not stopped. They have demanded that since they have moved out the administration should help them in their rehabilitation somewhere else.After a cloudburst, an entire portion of a big hill came down and a number of houses and vehicles on the Mandi-Pathankot National Highway were buried in the debris.The authorities who are working overtime to restore the highway said it would take a couple of days more for traffic to resume. The highway connects the two important districts of Mandi and Kangra. Executive Engineer Anil Sangrai said the decision to allow vehicles to ply again on the highway would be taken by the district administration.The rescue operation by NDRF and Army personnel at the disaster site continued on Monday also but no more bodies were recovered. The administration had recovered 46 bodies on Sunday and 14 of them are yet to be identified, said Sandeep Kadam, Deputy Commissioner. Around 70 people have died in the State so far because of the monsoon fury and the recovery of some more bodies from the debris at Kotrupi cannot be ruled out.Meanwhile a village near the Mandi-Pathankot National Highway was on Monday declared unsafe and residents were asked to shift to safer places in view of threat of landslips. The Himachal Road Transport Corporation has suspended night services on 65 landslip-prone roads in Shimla district.(With PTI inputs)last_img read more

Chattisgarh law student accuses Rajasthan-based ‘godman’ of rape

first_imgA 21-year-old law student from Chhattisgarh’s Bilaspur district was raped allegedly y a ‘godman’ based in Rajasthan, police said on Thursday.Based on the woman’s complaint, a case was lodged against 70-year-old Swami Kaushlendra Prapannachari Falahari Maharaj with the women police station here on September 11, said Bilaspur Additional Superintendent of Police Archana Jha.The incident had allegedly taken place at Madhusudan ashram of the godman in Alwar, Rajasthan, on August 7, 2017, she said.As per the complaint, the parents of the woman, who is studying law in Jaipur, are followers of Falahari Maharaj for the past several years, the police officer said.On the baba’s recommendation, she did an internship under a senior lawyer in New Delhi for which she received a stipend of ₹3,000. Her parents asked her to donate the stipend amount to the baba’s ashram in Alwar, the ASP said.Following her parents’ advice, she went to the ashram on Raksha Bandhan in August. Citing occurrence of ‘grahan’ (eclipse) that day, the self-proclaimed religious guru advised her to stay in the ashram which she agreed to, Ms. Jha said.During the night, the baba called the woman in his room and allegedly sexually assaulted her, the ASP said, quoting from the complaint.The baba asked her not to tell anyone about the incident and threatened to harm her if she did so, she said. When the survivor came home here in September, she narrated the ordeal to her parents following which a rape complaint was lodged with the women cell, Jha added.A case was registered against the accused under IPC sections 376 (rape) and 506 (criminal intimidation), the police officer said.The survivor’s statement was recorded before a magistrate here and the case diary sent to the Alwar police for further action, she added.“Bilaspur police have sent the complaint here. We have registered a case of sexual exploitation and initiated investigation,” SHO Aravali police station, Hemraj Meena, said.He said that they visited the ashram of the accused from where it was found that he was undergoing treatment at a private hospital in Alwar. He will be interrogated after permission from doctors, Mr. Meena said.last_img read more

Los Angeles gets formal go-ahead to host 2028 Olympics

first_imgInternational Olympic Committee (IOC) President Thomas Bach (C) and other members attend an Executive Board meeting of the IOC in Lima, Peru. – Reuters × SHARE September 12, 2017 Published on There is no plan B for Pyeongchang Games, says Bach To receive up to USD 2 billion from the IOC Los Angeles has received its formal go-ahead to host the 2028 Olympics, getting a thumbs-up from the International Olympic Committee (IOC)’s evaluation commission.Today, the full IOC will award the 2024 Games to Paris and the 2028 Games to Los Angeles. It had originally bid for 2024, but because of the new date, it had to make changes to its host contract.The evaluation commission signed off on those yesterday, saying that although details need to be finalised, it is confident LA can host in 2028.Los Angeles received concessions for agreeing to host four years later, including receiving a portion of the IOC’s surplus from the Olympics to fund youth sports programs in the city.Los Angeles will also receive up to USD 2 billion from the IOC, which is up to USD 300 million more than it would have gotten for 2024. COMMENT RELATED SHARE SHARE EMAIL null sport International Olympic Committee (IOC) President Thomas Bach (C) and other members attend an Executive Board meeting of the IOC in Lima, Peru. – Reuters COMMENTSlast_img read more

Hospitality major Barcelos logs into Kolkata, eyes more

first_imgKolkata, May 15 (PTI) International casual dining restaurant Barcelos, now operating in 18 countries, has firmed up plans to set up over 30 outlets in India by 2021, with a projected turnover of Rs 200 crore, a top company official said. “As part of our expansion plans, we intend to set up 6-8 more outlets this year in India in right locations in tier-1 cities, including Mumbai and Jaipur,” Barcelos business head Rohit Malhotra told PTI at the launch of its third outlet here.”With a steady growth in the hospitality sector and the food and beverages segment here and in India, in past 2-3 years, we see great opportunity for Barcelos, which started its journey in Pretoria in 1993 and visualise 30 outlets by 2021.” Malhotra said they were projecting a Rs 200 crore turnover for the world famous Portuguese cuisine chain in India by 2021. Malhotra confirmed that the Kolkata outlet, the third after New Delhi and Gurgaon (NCR), will serve authentic Afro-Portuguese delicacy with variations of Peri Peri Sauce. “And the basic sauces will be imported all the way from South Africa,” he claimed. “After Delhi, Kolkata was on top of our list as the city boasts of well-travelled people having been introduced to global cuisine. And we will not be compromising with the basic taste of delicacies, but we are adding 45 per cent menu for our Indian consumers as per local demand. We are adding fish with our menu for the first time in India which we will be procuring locally.” With the decor retaining Portuguese-European architecture as evident in over 120 Barcelos outlets all over the world, the logo and interior will largely retain that effect with local feel. Coming to the Barcelos name, Malhotra said: “It has nothing to do with Barcelona. Instead, Barcelos is a small town in Portugal which used to be a village some years back and the interiors reflect the journey of the restaurant chain all over the globe.” Indranil Roy Chowdhury and Kaushik Roy Chowdhury, directors of Trivia Food and Beverages, hold the exclusive right of the brand Barcelos in eastern region, who said they are hopeful of the chain notching up a large share in the hospitality sector in coming days and spreading its wings in other important cities. PTI SUS MM ARDadvertisementlast_img read more

Caught in a Red-Tape: Akhil, Jitenders pro debut delayed

first_imgNew Delhi, Dec 12 (PTI) With the departmental permission not coming through, former Commonwealth Games gold-medallist Akhil Kumar and his Asian bronze-medallist protege Jitender Kumar will not make their professional boxing debut during Vijender Singhs much-anticipated title defence night on December 17. Both Akhil and Jitender are serving DSPs in the Haryana Police and had been awaiting permission to turn professional. They had met the Haryana Chief Minister Manohar Lal Khattar and Sports Minister Anil Vij to present their case. But their applications remain caught in bureaucratic red-tapism, moving from one department to another despite the precedence of permission granted to another Haryana Police employee, Vijender himself. “It is very unfortunate that both Akhil and Jitender have not been granted permission by their department. We were hoping that both the boxers would make their debut on 17 December but now it will not happen. Their debut will happen only during the next fight we plan,” said Neerav Tomar, MD of IOS Boxing Promotions, which is managing both the boxers alongwith Vijender. Vijender will take on Tanzanias Francis Cheka in a 10-round clash to defend his WBO Asia Pacific Super Middleweight belt but the undercard, which has been thrown haywire because of the denial of permission to Akhil and Jitender, is still to be worked out. Both Akhil and Jitender were quarterfinalists in the 2008 Beijing Olympics and are also Asian Championships bronze-medallists. PTI PM CM CMlast_img read more

6th Gold for Cyprus at the Commonwealth Games

first_imgGOLD COAST, Australia (AP) — Diamanto Evripidou has given Cyprus its sixth gold medal of the games, winning the individual all-around title in rhythmic gymnastics. Katherine Uchida of Canada took silver and Kwan Dict Weng of Malaysia the bronze. Earlier, Marios Georgiou won two golds for Cyprus in artistic gymnastics, winning the men’s floor exercise and parallel bars.No comeback for Usain BoltThe newly-retired Usain Bolt left no doubt about his future, which doesn’t include a return to elite sprinting.Asked at a news conference at the Commonwealth Games if it’s possible the world might see him at the Tokyo Olympics in 2020, — “am I right, or am I wrong?,” a journalist asked — Bolt replied: “Very wrong.”Also asked if he felt that his 100-meter world record of 9.58 seconds would be broken, he said: “I just hope it doesn’t happen anytime soon.”Bolt, on a promotional visit to the Gold Coast, also said he was serious about playing professional soccer. In March, Bolt worked out with German soccer club Borussia Dortmund as part of his training regimen for a charity match at Old Trafford stadium in Manchester on June 10.The 31-year-old Jamaican was also asked if he ever reflects on his career.“For sure, definitely,” Bolt said. “My best friend and I always say, ‘Can you believe what we have done?’ I used to play football in the street, with bottles, anything I could get my hands on. I ran about in bare feet. So I am very happy if I have been able to inspire people.”Elsewhere around the Commonwealth Games on Thursday:FIRST: LASTAnnie Last won gold in women’s mountain biking, finishing 48 seconds ahead of England teammate Evie Richards on the hinterland Nerang State Forest course. Last finished the demanding 27.6-kilometer course in 1 hour, 18.02 seconds, with Richards taking silver in 1:18.50. Hayley Smith won the bronze in 1:20.26, just ahead of another Canadian, Emily Batty.New Zealand riders dominated the 32.2-kilomteter men’s event, with Samuel Gaze edging teammate Anton Cooper for gold. Both finished in 1:17.36 Alan Hatherly was 20 seconds behind for bronze.Gaze won despite being delayed by a tire puncture on his final lap.“I lost about 15 seconds but I was lucky to get it back on that last lap,” Gaze said. “I just had to believe in myself and keep telling myself I could do it.”Here’s some other news from the games:BEACH VOLLEYBALLAustralians Chris McHugh and Damien Schumann beat a Canadian pair to win the first beach volleyball gold medal at the Commonwealth Games. McHugh and Schumann beat Samuel Pedlow and Sam Schachter 21-19, 18-21, 18-16.“I can’t believe that just happened after being behind 9-12 (in the third set),” Schumann said. “We thought we’d just ride it out and see what happened.”Pedlow said it was a disappointing finish for the Canadians.“We control our own destiny,” he said. “We were in control for the second set and most of the third. We unfortunately let them back in.”SEMENYA DOUBLE?In morning preliminaries at the track, two-time Olympic champion Caster Semenya continued her quest for a 800-1,500-meter double when she posted the fastest time in the heats of the shorter race. The South African flag bearer won the 1,500 in a games record time earlier in the week and won the first of three 800 heats in 1 minute, 59.26 seconds.Alexandra Bell of England and Eglay Nalyanya of Kenya posted personal bests to finish second and third in the heats. Kenya’s Margaret Nyairera Wambui, the Olympic bronze medalist, advanced as the winner in the second heat in 2:00.60.Valerie Adams kept alive her bid for a fourth Commonwealth Games gold medal in the shot put when she posted the leading mark of 18.52 meters in the preliminaries.DOPINGAnti-doping officials conducted more than 3,000 tests ahead of the Commonwealth Games in an effort to weed out athletes who might be cheating well ahead of their competitions.David Sharpe, chief executive of the Australian Sports Anti-Doping Authority, said 2,600 tests were conducted on Australian athletes and 500 more on international athletes, some of whom were only at the qualifying stage for the April 4-15 games on the Gold Coast.The testing led to pre-games sanctions for some athletes.Dr. Mani Jegathesan of the Commonwealth Games Federation’s medical commission said doping samples from athletes at the Gold Coast Games would be stored for 10 years in order to be available for later retesting. Jegathesan said anti-doping authorities took into account the “risk element” and used intelligence reports so that “every test counts.”Officials would not say how many tests were being conducted during the games.MISSING ATHLETESA men’s squash pairing from Sierra Leone are the latest athletes to miss their event at the Gold Coast games. Sierra Leone’s Ernest Jombla and Yusif Mansaray did not appear for their doubles match on Thursday morning. Their absence meant India’s Ramit Tandon and Vikram Malhotra got a walkover in Pool F.Games officials confirmed a Rwandan athlete, two Ugandans and potentially one Ghanaian had also left the village without notifying team officials and their whereabouts was unknown.Cameroon officials earlier revealed eight members of the 42-person squad had gone missing, including two boxers who failed to appear for their events.TRI-CYCLINGMarc Potts of Northern Ireland, who failed to finish the mountain bike race, has already competed in the track cycling (13th in the scratch race) and has entered the road race on Saturday, making him the only cyclist to compete in all three cycling disciplines at these games.“It’s a good opening preparation,” Potts said of Thursday’s race. “I won’t do any more really hard training before the weekend.”—By DENNIS PASSA , AP Sports WriterTweetPinShare0 Shareslast_img read more

Costa delighted by ‘b*stard’ Griezmann’s extension

first_imgTransfers Costa delighted by ‘b*stard’ Griezmann’s Atletico extension Goal 14:11 6/20/18 FacebookTwitterRedditcopy Comments(0) Diego Costa Antoine Griezmann Atletico Madrid 2018 OSCAR DEL POZO Transfers Antoine Griezmann Atlético Madrid Primera División While he joked about his team-mate’s new wages, the Spain star said he always knew the forward would remain at the Wanda Metropolitano Atletico Madrid forward Diego Costa has joked about the amount of money team-mate Antoine Griezmann will have earned in his latest contract extension.Less than a week after “La Decision” Griezmann officially ended speculation on a move to Barcelona, putting pen to paper on a new deal with Atletico Madrid, with France team-mates Lucas Hernandez and Thomas Lemar also inking new deals with the club. Costa said he always knew his strike partner would remain at the Wanda Metropolitano, and is delighted to have the club’s star on board once again. Article continues below Editors’ Picks Out of his depth! Emery on borrowed time after another abysmal Arsenal display Diving, tactical fouls & the emerging war of words between Guardiola & Klopp Sorry, Cristiano! Pjanic is Juventus’ most important player right now Arsenal would be selling their soul with Mourinho move “I haven’t seen the documentary, but I knew what was the end. When it takes so long to make a decision it’s because he was going to stay,” he told Onda Cero .”I knew that he identified very much with the fans, with the people, with us. I was delighted,” he continued before aiming a jibe at his French friend. “The b*stard will have received good money.”Costa made a return to the La Liga side last September, signing a deal until 2021, but wasn’t able to return to the pitch until the winter window opened in January, scoring on his return in a Copa del Rey clash.Atletico went on to went on to finish second in the league and win the Europa League last season. The forward is also off to a fine start in the World Cup, having netted twice in a sensational 3-3 draw with Portugal to open Spain’s campaign. Despite the run of success and the money his club has been throwing around, the 29-year-old is not looking to ask for a new deal from the club.“This project is incredible, I’m very happy and convinced we’ll accomplish great things together” @AntoGriezmann said after signing his renovation. #Griezmann2023 https://t.co/OdSjyd4D6B pic.twitter.com/ncAwJjCKur — Atlético de Madrid (@atletienglish) June 19, 2018 “If he is going to charge whatever, I don’t have to be envious,” Costa said. “I have what I have and it’s not necessary to knock on the door.”What I have to do is score goals, enjoy.”Spain continue their World Cup run on Wednesday against early Group B leaders Iran, while Griezmann and France return to action Thursday.last_img read more

Star College QB Announces He’s Leaving For The NFL

first_imgA general view of Jordan-Hare Stadium during the game between the Auburn Tigers and the West Virginia Mountaineers.AUBURN, AL – SEPTEMBER 19: A general view of Jordan-Hare Stadium during the game between the Auburn Tigers and the West Virginia Mountaineers on September 19, 2009 in Auburn, Alabama. (Photo by Kevin C. Cox/Getty Images)One of the top quarterbacks in college football is headed to the NFL following his team’s bowl game. Auburn star quarterback Jarrett Stidham took to Twitter on Tuesday night to announce he’s leaving the Tigers for the NFL draft.Stidham made it clear he plans to play in Auburn’s bowl game.“I have decided to enter the 2019 NFL draft. I love Auburn and am a proud alumni. War Eagle, forever,” Stidham wrote on Twitter.Thankful. pic.twitter.com/FgmTxyFUAh— Jarrett Stidham (@Jarrett_Stidham) December 4, 2018Stidham is a red-shirt junior with one season of eligibility remaining. The Auburn starter entered the 2018 college football season with a first-round grade from scouting outlets, but has fallen off during the course of the year.The 2019 NFL Draft quarterback class isn’t believed to be very strong, though, so it makes sense for him to leave early. Stidham remains a potential first-round pick with the weak class.The NFL combine and his bowl performance will go a long way to determining Stidham’s draft position.last_img read more

Mel Kiper Names 2 Potential Destinations For QB Kyler Murray

first_imgkyler murray walks off the field after the orange bowlMIAMI, FL – DECEMBER 29: Kyler Murray #1 of the Oklahoma Sooners reacts after losing to the Alabama Crimson Tide in the College Football Playoff Semifinal at the Capital One Orange Bowl at Hard Rock Stadium on December 29, 2018 in Miami, Florida. (Photo by Michael Reaves/Getty Images)Oklahoma quarterback Kyler Murray is all-in on football. The Heisman Trophy winner’s decision to forego his baseball commitment signifies his intention to commit to the gridiron.Over the next two months, NFL teams will continue doing homework on Murray and deciding whether or not he’s a fit for them. The consensus is that he’ll be a first-round pick, but whether he’ll go in the top 10 or have to wait a little longer remains to be seen.Speaking on a conference call with reporters today, ESPN’s Mel Kiper had plenty of praise for the dynamic Murray. He even named a pair of teams he sees as potential fits.Kiper predicted Murray could go fourth overall to the Oakland Raiders or 13th overall to the Miami Dolphins.Mel Kiper: Kyler Murray’s arm-strength. His football IQ. Today’s game suits him perfectly. He could go No. 4 to Oakland, No. 13 to Miami. Could he go ahead of Dwayne Haskins? Sure. Haskins is a traditional pocket-paser. You want Murray outside the pocket. #Oklahoma #NFLDraft— Matt Lombardo (@MattLombardoNFL) February 19, 2019Kiper actually mocked Murray to the Dolphins in his latest 2019 draft projection. Miami has a new head coach in Brian Flores and is in search of a new franchise quarterback after the end of the Ryan Tannehill experience.The Raiders might need a QB, depending on how they feel about Derek Carr. It would be tough to predict with great certainty what Jon Gruden will do at this point.The Jacksonville Jaguars, Denver Broncos and New York Giants are other teams in the top 10 that could potentially draft a quarterback, though Denver is said to be “smitten” with Drew Lock.last_img read more

3 Toronto officers found not guilty of sexually assaulting a colleague

first_imgTORONTO – Three Toronto police officers have been found not guilty of sexually assaulting a female colleague on a night of heavy drinking after an Ontario judge said the woman’s testimony was “fraught with problems.”Justice Anne Molloy told a Toronto court Wednesday she “looked in vain for corroboration” of the woman’s version of events on Jan. 17, 2015, but couldn’t find any evidence to support her account.Leslie Nyznik, Joshua Cabero and Sameer Kara had pleaded not guilty to a charge each of sexual assault. All three hugged supporters after the verdict was handed down. The complainant was not in court.Nyznik, the only accused to testify, said during the trial that it was the female colleague’s idea to return to a hotel room rented out by two of the accused where she instigated sex with all three men.The woman — a parking enforcement officer whose identity is protected by a publication ban — had testified she had several drinks during the course of the night and was unable to stop the men from having sex with her.“I was powerless, I couldn’t move, I couldn’t talk, I couldn’t stop what was happening,” she testified.The judge said the case came down to the reliability and credibility of the woman, which she found lacking. There were many problems with the complainant’s evidence, Molloy said, finding some aspects “simply untrue.”“Given frailties of evidence I simply cannot be sure to make a finding of criminal guilt,” she said.Molloy said, however, that she didn’t necessarily believe Nyznik’s testimony, which “appeared to be scripted or rehearsed” and rang false at times. But the judge said she could not reject it as untruthful.Nyznik’s lawyer said outside court that his client looks forward to having his life back and going back to work.“Mr. Nyznik is very happy to finally have this process behind him,” Harry Black said. “He took the stand and he faced the allegations and he has answered them and he is now vindicated.”During trial, court heard Kara had invited the complainant to join in on a “rookie buy night” where rookie officers buy drinks for the veterans. The two, who worked out of the same division, had become friends, court heard.Kara and Nyznik booked a room at the Westin Harbour Castle that day and began drinking there that afternoon, court heard.Around 6 p.m., the three men went to CC Lounge and Whisky Bar with other officers, court heard. Shortly before 9 p.m., the female parking officer arrived at the bar. She wasn’t there long before the group moved to the nearby Pravda Vodka Bar.Court heard Kara was so drunk he had to be helped back to the hotel room around 10 p.m.The woman and Nyznik told court differing accounts of what happened after.The woman testified she walked with one of the accused to the Brass Rail, a strip club. She later conceded under cross examination she took a cab, blaming her memory lapses on intoxication. A police officer, who was with the accused and the woman, later told the court the group hailed a cab to the strip club.Around midnight, the woman ended up in a hotel room with the trio, periodically blacking out, she told the court. She testified she was at the whim of the three officers, all constables in a downtown Toronto division, who took turns having sex with her against her wishes.She testified that she believed she had been drugged, but she said she didn’t know when, where, how or by whom. The judge didn’t buy her version of events, comparing it to security video obtained from several bars and a downtown hotel.“Her evidence as to the symptoms she was experiencing is inconsistent with the objective video footage,” Molloy said. The judge also said the woman’s testimony that she was drugged was not plausible.Nyznik, meanwhile, said on the stand that the woman didn’t appear intoxicated during the night and instigated sex and oral sex with the officers at the hotel room.He said the woman surprised them when she entered the cab that was to take Nyznik and Cabero back to the hotel where Kara was sleeping.last_img read more

NEB names threemember panel to conduct Trans Mountain expansion review

first_imgCALGARY – The National Energy Board has named the panel that will conduct its reconsideration of the controversial Trans Mountain expansion project.The board has assigned Lyne Mercier, Alison Scott and Murray Lytle to the panel and has started the application-to-participate process.It is also seeking comment on the focus and design of the hearings.The deadline for applying to speak at the hearings is October 3rd.The federal government approved the Trans Mountain expansion project in November 2016, following a recommendation by the NEB. However the Federal Court of Appeal quashed the approval earlier this year, citing insufficient consultation with Indigenous communities and a failure to assess the environmental impact of additional oil-tanker traffic.Last week, the federal government ordered the NEB to go back and conduct a review of tanker traffic and issue its report no later than Feb. 22, 2019.The Trans Mountain pipeline was owned by Kinder Morgan Canada, but it was bought by Ottawa for $4.5 billion, hoping federal ownership would help overcome the obstacles stopping it from being built.last_img read more

The great 2026 debate Calgarys yes and no sides state their cases

first_imgCALGARY — The Canadian Press asked the No Calgary Olympics and Yes Calgary 2026 organizations for five points in their arguments against and for the city bidding for the 2026 Olympic Winter and Paralympic Games.The ‘no’ side provided the following:— Calgary 2026 is not the right project for Calgary now. An Olympics won’t solve the city’s biggest problems, including 27-per-cent downtown office vacancy and rising property taxes.— Every deadline so far has been missed and costs have already increased just for the bid process. It’s not possible to host an Olympics without cost overruns.— Nostalgia is not a vision. 1988 was great, but nothing about 1988 is true today. The plan to update facilities and venues has same risk of cost overruns as new builds.— The International Olympic Committee’s interests are not Calgary’s interests. The IOC has total control, yet all of the risk is Calgary’s.— Calgary 2026’s rationale is ‘the Olympics is all we’ve got’ and ‘short-term jobs are better than nothing’. Voting ‘no’ says we believe in Calgary and its future.The ‘yes’ side provided the following:— Calgary 2026 is an investment in our community.— Calgary 2026 is an opportunity to get the infrastructure our communities needs and wants, for much less money.— Calgary 2026 will provide a legacy of sport and recreation opportunities for all Calgarians.— Calgary can have confidence in the Calgary 2026 budget.— Hosting the Paralympics is a new opportunity for Calgary, one that will help ensure barrier-free access around the city and to community facilities.The Canadian Presslast_img read more

McGill science group takes aim at pharmacies for selling quack flu remedy

first_imgMONTREAL — A McGill University science communication group is taking aim at a commonly available homeopathic flu remedy and questioning why pharmacies continue to sell what it calls “quack remedies.”A survey of 150 Montreal pharmacies conducted last month by the McGill Office for Science and Society found that two-thirds of them stocked Oscillococcinum despite the fact that the product “does not work (and) cannot work according to our scientific knowledge,” reads a publication on the office’s website.The product, which claims to shorten the duration of flu symptoms, was retailing for $37.99 for a box of 30 doses at a Montreal Jean Coutu pharmacy on Wednesday.Oscillococcinum is a homeopathic pill that is made by taking the heart and liver of a duck and diluting it until there is no trace left of the organs, according to Jonathan Jarry, a science communicator who helped conduct the study. Jarry, who has a master’s degree in molecular biology, said he decided to target Oscillococcinum in particular because he considers it the most “egregious” of homeopathic products on the market. “Nothing in homeopathy really makes any sense or is scientific, but this one because of its high dilution factor is particularly ridiculous,” he said.Homeopathy, which dates back to 1796, is based on the principle that “like cures like,” or the idea that a disease can be cured by ingesting a low dose of something that produces similar symptoms in a healthy person.Unlike other herbal or alternative medications, proponents of homeopathy believe that a product becomes more potent the more it is diluted — a principle Jarry says “violates basic laws of physics, biology and chemistry.”Jarry pointed to overseas studies, including a review of the scientific data on homeopathy published in 2015 by Australia’s National Health and Medical Research Council, which concluded that “there are no health conditions for which there is reliable evidence that homeopathy is effective.”But Boiron Canada, the makers of Oscillococcinum, says doctors, pharmacists and patients have been recommending and using the product for decades because it works. The company provided links to two clinical trials, conducted in 1989 and 1998, which found that patients who were given the product recovered more quickly than those who ingested a placebo.“We fully support (pharmacies’) decision to respect every Canadian’s fundamental right to choose which products best suit their individual health needs, and we will continue to provide reliable options for consideration through our homeopathic medicines,” the company said in a statement.Jarry says homeopathic products are expensive and could lead people who purchase them to falsely delay seeking needed medical treatment. He questions why they are being sold by Quebec pharmacists, whose code of ethics requires them to protect the public by steering them towards effective treatment.A spokeswoman for the Quebec Order of Pharmacists acknowledged that homeopathic products have no “proven scientific value” but said it would be difficult to ban them because they’re regulated by Health Canada as a type of natural health product.Julie Villeneuve said some pharmacists choose to stock homeopathic products in order to start a dialogue with their clients, but they could face sanctions for promoting them.“Regardless of the school of thought to which he adheres, the code of ethics is clear: The pharmacist must practice pharmacy according to scientific data,” Villeneuve wrote in a statement.“Thus, considering the lack of scientific evidence on the effectiveness of homeopathy, a pharmacist who encourages a patient to use such products by predicting benefits would be placed in a situation of disciplinary offence.”Some 8,500 homeopathic products are approved by Health Canada, which reviews them to ensure they are safe and “are supported by either scientific evidence or other references,” according to the department’s website.In 2015, Health Canada changed its labelling requirements for homeopathic cough, cold and flu products aimed at children 12 and under, stating that makers could no longer make specific health claims unless they’re supported by scientific evidence.Loblaws, the parent company of the Pharmaprix chain, said it prefers to allow patients to make their own choices, given that the products are popular and approved for sale.“Given that these products aren’t prescribed and present no danger to health, the pharmacists-owners of our network have no reason to ban them, especially since an important proportion of their clientele appreciates and requests them,” senior communications director Johanne Heroux said in a statement.Morgan Lowrie, The Canadian Presslast_img read more

NOT YOUR GRANDMOTHERS MUSEUM HOW CANADAS MAJOR ART GALLERIES ARE CHASING YOUTH

first_imgAdvertisement Advertisement Take Montreal’s Museum of Fine Arts, for instance, which has used a host of techniques to welcome in new audiences. The Montreal Museum of Fine Arts presents monthly Chiaroscuro Evenings to appeal to young adults so they don’t feel like it’s their ‘grandmother’s museum,’ according to director of communications Pascale Chassé. (Frédéric Faddoul) Login/Register With: Late-night, glow-in-the-dark painting sessions. Dance parties. Trendy food and drink stations. Intimate live performances. Hip-hop concerts. Social media stars dropping by.This ain’t your parents’ museum.Major art galleries and museums are pulling out all the stops to inspire young adults to visit, from diversifying the type of art that’s displayed, to turning galleries into party hot spots, to dropping prices all the way to free.center_img LEAVE A REPLY Cancel replyLog in to leave a comment Advertisement Facebook Twitterlast_img read more

Medical marijuana in public places

For years now it’s been illegal for people to light up in many public places across the province. But that’s about to change, as long as the person smoking has a doctor’s note. This means medical marijuana users can light up in restaurants, at work or on playgrounds.As long as they have a doctor’s prescription they’re exempt from the laws that prohibit cigarette smoking and e-cigarette vaping in most public places in Ontario. Dipika Damerla, the Associate Health Minister says these new regulations are about letting people who are very sick or in a lot of pain take their prescribed medication when they need to. But she says employers or restaurant owners could still ban them from smoking on the premises. “The employers and owners and proprietors have the ability to override this exemption.”Back in 2013 a Burlington bar owner won a lengthy and expensive legal battle against the Ontario Human Rights Commission after he told a former customer, who was a medical marijuana user, -that he couldn’t smoke on the patio. That customer claimed his rights had been violated. The human rights commission eventually dismissed the case. Theresa Kozak, the manager at The Tweed Patient Support Centre in Hamilton, says these new regulations are important. “The significance is pretty huge. It is putting cannibus on a separate level and giving it recognition as a medicine for what it is. It is basically saying that patients can medicate when and how they need to in public and not under the same restrictions as smoking cigarettes.”The Canadian Cancer Society warns that “people exposed to second-hand marijuana smoke may have many of the same health problems as people exposed to cigarette smoke, including an increased risk of cancer.” read more

As Nepals maternal deaths rise UN calls on all sides in conflict

Amid credible reports that a large number of Nepalese women have died in childbirth because they could not reach medical help due to the fighting between Government and rebel Maoist forces, the United Nations Population Fund (UNFPA) today called on all parties to facilitate humanitarian aid and respect human rights.“It is vital that supplies reach women and children as soon as possible and that access to health services is not blocked,” UNFPA Executive Director Thoraya Ahmed Obaid said. “The health and safety of people must be assured. This is especially important for pregnant women so they can deliver their babies in conditions that are safe and healthy.”According to several sources, the number of women dying from pregnancy-related complications far exceeds the total number of people killed in the conflict in the Himalayan kingdom.Women in Nepal already face a 1 in 24 risk of dying during pregnancy and childbirth, and current levels of insecurity, conflict and blockades further heighten this risk. Some 6,000 women die each year from complications of pregnancy and childbirth, and most of these deaths could be prevented. The conflict in Nepal is robbing women of their right to health and children of their right to education, and it is denying far too many people in Nepal the most basic human right, the right to life, UNFPA stressed.“All leaders share a common responsibility to guarantee the health and welfare of the people of Nepal and to build a lasting peace,” Ms. Obaid said. “The needs of women and children must be a priority.” read more

Ohio State mens basketball struggles with turnovers in backtoback losses

Junior center Trey McDonald (55) is swarmed by defenders during a game against Iowa Jan. 12 at the Schottenstein Center. OSU lost, 84-74.Credit: Shelby Lum / Photo editorHow the tides have turned.After starting the season off 15-0 and rising to No. 3 in the country, the Ohio State men’s basketball team lost back-to-back games, falling most recently to No. 20 Iowa (14-3, 3-1) 84-74 Sunday.At the center of OSU’s recent struggles is the inability to hold onto the ball.In their two losses this season, the Buckeyes are averaging 19 turnovers per game and allowing an average 26.5 points off those turnovers.After the loss to Iowa, coach Thad Matta said one of the biggest issues facing OSU was allowing one turnover to turn into another.“I think the biggest thing getting our guys to understand is you can’t let one mistake compound into another mistake. That was kind of what happened to us (against Iowa), we played some really good basketball, so did Iowa, they’re a great team, but it’s that consistency and (understanding) what needs to be done, when it needs to be done and how it needs to be done,” Matta said. “A lot of times is connecting the dots in terms of the passing and catching … just the errant passing, we knew not to throw the ball to a certain area against a certain defense and we did and we turned it over. That’s the thinking of the game that we’ve got to do a better job with a veteran team.”In particular, a late run of turnovers when the game was on the line doomed the Buckeyes, Matta said.“We didn’t do a good enough job taking care of the basketball. We didn’t finish, we had some chances down there around the rim and they had the stretch where they hit the three straight (3-pointers) and we were slow reacting,” Matta said. “We didn’t run guys off the line, we gave up one pass backdoor for a lay up. Those are things that can’t happen in this caliber of a game.”The Buckeyes struggled similarly against No. 5 Michigan State last Tuesday, as late game turnovers hurt OSU in overtime.“It was a little bit problematic for us,” Matta said after the 72-68 loss to the Spartans. “We didn’t have a flow to us offensively. It was amazing in terms of bobbling passes and not delivering them to where they needed to be. We were getting the ball where we wanted it, we just weren’t ready once it came to us.”Before the two losses, OSU was only turning the ball over an average 10.3 times a contest. Senior guard Aaron Craft totaled a season-high six turnovers against Iowa, and only managed six points and six assists.Craft said after the game against Iowa that the amount of turnovers is something the Buckeyes need to fix as soon as they can.“I don’t know. It’s on us,” Craft said. “We knew they were going to press, knew they were going to do what they did, we just weren’t ready (to) take care of the ball. It comes to a point where you just gotta make smart decisions and do what you need to do to protect the ball, and we’re not doing that. It’s the first thing we have to get corrected.”Junior forward LaQuinton Ross scored a game-high 22 points, but had his performance marred with five turnovers including two on back-to-back possessions with less than five minutes remaining.Ross said the high number of turnovers can be chalked up to bad choices made on the court.“Everything they did out on the court tonight we’ve seen that in film. Back to us, we made poor decisions with the ball,” Ross said. “We knew that they were going to try to jump some passes. Some of those passes they got steal on, we’ve seen that in film. We knew they (were) going to do that and we still went out and did the same thing. I think we just gotta get back in the gym, focus up on the next few games and get better.”Next up, OSU is set to hit the road to take on Minnesota (13-4, 2-2) Thursday at 9 p.m.Matta said it is going to be hard to win for OSU if the team continues to turn the ball over at a high rate.“We can’t come on the road and have 21 turnovers,” Matta said after the MSU game. “We are not a good enough basketball team to waste possessions like that.” read more

Mens Lacrosse Ohio State defeats Towson 1110 to advance to NCAA championship

Ohio State players celebrate a goal in the first quarter against Loyola Maryland in the first round of the NCAA tournament on May 14, 2017 at Ohio Stadium. Credit: Sheridan Hendrix | Oller ReporterOhio State’s men’s lacrosse team is headed to the NCAA championship game for the first time in program history as the Buckeyes knocked off Towson 11-10 in the semifinals on Saturday.Trailing the Tigers 8-3 early in the second quarter, the game looked to be potentially out of reach for the Buckeyes. But behind an 8-1 run in the second half, OSU completed a miraculous comeback in the Buckeyes’ first-ever appearance in the semifinals.Towson (12-5) struck first as senior midfielder Mike Lynch scored the first goal of the game with 10:36 remaining in the first quarter. But the Buckeyes (16-4) found the back of the net twice in eight seconds as sophomore attackman Jack Jasinski and sophomore midfielder Logan Maccani scored a goal apiece to give OSU its first lead of the game.Late in the first quarter, Towson evened the game up at two when sophomore midfielder Jon Mazza barely slipped the ball over the goal line.The Tigers opened the game up early in the second quarter as two Towson players – senior attackmen Joe Seider (two goals) and Ryan Drenner – scored three goals in the first four minutes of the period.OSU freshman attackman Tre Leclaire ended the run with his first goal of the game, but the Tigers scored twice before the end of the quarter to pull ahead 8-3 at halftime.Towson opened the second half by extending its lead by one goal, but OSU came right back as senior attackman Eric Fannell threw a behind-the-back pass to fellow senior attackman Austin Shanks who finished the highlight-worthy play off with a goal.That goal gave the Buckeyes life.Leclaire scored his second goal of the game on a fast break, then Shanks scored his second goal of the game as OSU utilized a man-up advantage. With 4:11 remaining in the third quarter, Fannell ripped a shot, scoring his first goal of the game to pull the Buckeyes within one goal of tying the Tigers.But Towson senior midfielder Tyler Young ended the Buckeyes run as he scored his 13th goal of the season. OSU ended the season strong, though, as Fannell scored his second goal of the quarter to pull his team within one.With 11:42 remaining in the final quarter, Leclaire fired a laser past Towson’s goalie to tie the game for the first time since the first quarter.The Scarlet and Gray rally didn’t end there.With 10:20 remaining, senior midfielder JT Blubaugh scored, delivering OSU its first advantage since the Buckeyes’ relinquished their 2-1 lead in the first quarter. Just over four minutes later, OSU extended its lead to 11-9 when senior midfielder Johnny Pearson scored his first goal of the game.Towson pulled within a goal with 3:17 remaining as Drenner scored for the fourth time in Saturday’s game. But that was it for the Tigers as the Buckeyes held on for an 11-10 victory, sending them to the championship game.Saturday’s game wasn’t the first matchup between these two teams. OSU knocked off Towson 6-3 on March 15.OSU advanced to the NCAA semifinals with a 7-4 win over Loyola Maryland in the first round and a 16-11 victory against Duke in the quarterfinals. Towson reached the semifinals after upsetting Penn State, 12-8 in the first round, and Syracuse, 10-7 in the quarterfinals. The Buckeyes will take on the winner of Saturday afternoon’s No. 1 Maryland – No. 5 Denver matchup at 1 p.m. on Monday at Gillette Stadium in Foxboro, Massachusetts. read more