CFC Stanbic Holdings Limited (CFC.ke) 2010 Annual Report

first_imgCFC Stanbic Holdings Limited (SBIC.ke) listed on the Nairobi Securities Exchange under the Banking sector has released it’s 2010 annual report.For more information about CFC Stanbic Holdings Limited (SBIC.ke) reports, abridged reports, interim earnings results and earnings presentations, visit the CFC Stanbic Holdings Limited (SBIC.ke) company page on AfricanFinancials.Document: CFC Stanbic Holdings Limited (SBIC.ke) 2010 annual report.Company ProfileCFC Stanbic Holdings Limited is a financial service, insurance agency and stock broking company in Kenya offering products and services to the personal, commercial, corporate and investment banking sectors. The company also has division servicing clients in the Republic of South Sudan. Its corporate and investment banking division services range from transactional banking, debt securities and equity trading to project, structured and trade financing. Its personal and commercial banking division offers services ranging from The Corporate and Investment Banking segment offers foreign exchange, and debt securities and equities trading services; transactional banking and investor services; investment banking services, such as project finance, advisory, structured finance, structured trade finance, corporate lending, primary markets, and property finance services; and wealth management and advisory services to larger corporates, financial institutions, and international counterparties. The Personal and Business Banking segment provides residential accommodation loans to individual customers; installment sales and finance leases, including installment finance in the consumer vehicles market, and vehicles and equipment finance in the business market; and card facilities to individuals and businesses. This segment also offers transactional and lending products comprising deposit taking, electronic banking, cheque accounts, and other lending products associated with the various points of contact channels, such as ATMs, Internet, and branches. The company was formerly known as CfC Stanbic Holdings Limited and changed its name to Stanbic Holdings Plc in October 2016. The company is based in Nairobi, Kenya. Stanbic Holdings Plc is a subsidiary of Stanbic Africa Holdings Limited. CFC Stanbic Holdings Limited is listed on the Nairobi Securities Exchangelast_img read more

HSBC cuts 35,000 jobs! Can the bank make or break your portfolio?

first_img I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. “This Stock Could Be Like Buying Amazon in 1997” Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! HSBC cuts 35,000 jobs! Can the bank make or break your portfolio? I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Anna Sokolidou | Tuesday, 23rd June, 2020 | More on: HSBA Anna Sokolidou has no position in any of the companies mentioned in this article. The Motley Fool UK has recommended HSBC Holdings. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors.center_img Image source: Getty Images. Our 6 ‘Best Buys Now’ Shares Enter Your Email Address Simply click below to discover how you can take advantage of this. HSBC decided to make 35,000 of its employees redundant. The job cuts are part of the bank’s restructuring programme. But will it benefit the shareholders? Job cuts at HSBCThe news came last week from the BBC and was confirmed by the bank. Surprisingly, the redundancies were not due to the Covid-19 crisis that badly affected the financial industry. The plan had been announced in February but was only executed last week. 5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…HSBC has been struggling since the great recession. All of its CEOs tried their best to increase the bank’s efficiency. Generally speaking, I agree with my colleague, Karl Loomes, that restructurings are often essential to make companies leaner and fitter. The necessity of doing so is much greater during hard times such as those that we are clearly experiencing right now. HSBC is trying to reduce its presence in the US and Europe. Even though day-to-day business costs are quite high in these offices, the profits and revenues are quite low. The bank has always relied on Asia and most importantly China and Hong Kong for its profit generation. In fact 90% of the bank’s profits and 50% of revenues are from Asia. So, it is important for the bank to focus on this region. However, the recent changes are not limited to this. The bank also decided to merge its retail banking and private banking divisions with its underperforming investment department. All these measures were taken to minimise HSBC’s costs. HSBC’s earnings and other financialsThe costs have declined in the first quarter of 2020 even without all these measures but the decline hasn’t been substantial at all. The adjusted costs only decreased by 3% compared to the first quarter of 2019, whereas the profit before tax fell by 51% compared to the same period a year ago. So, it looks like the bank needs this restructuring since the worst is probably still to come. HSBC estimates that it will have a record number of bad loans. So, the bank has increased its liquidity. In order to do so, HSBC was forced to cancel its dividends this year. It was a prudent decision, indeed. The net earnings per share for the first quarter only amounted to $0.09 per share. It is much worse than the result of $0.21 per share for the same period a year ago. But at the same time the results were much better than they had been in the fourth quarter of 2019, despite the Covid-19 crisis and the oil price collapse. The positive change was mainly due to increased lending and investment revenue in Asia.Although the recent results and the Covid-19 crisis might not make many investors very optimistic, HSBC’s financial health is quite strong. Its CET-1 ratio (the higher it is, the less the bank is exposed to high-risk assets) is 14.6%. This is great since many large healthy banks have a ratio of about 12%. Is HSBC’s stock worth buying?Income investors should be prepared that HSBC will not pay a dividend for a while. Due to the crisis and the growing number of bad loans, HSBC’s earnings will be under pressure. However, the restructuring and the certainty that ‘this too shall pass’ might make HSBC a good choice for patient investors. But there are other companies that are more worthy of your attention, in my view. See all posts by Anna Sokolidoulast_img read more

5 UK shares for a passive income

first_img Enter Your Email Address Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Image source: Getty Images Learn how you can grab this ‘Top Income Stock’ Report now The Motley Fool UK’s Top Income Stock… We think that when a company’s CEO owns 12.1% of its stock, that’s usually a very good sign.But with this opportunity it could get even better.Still only 55 years old, he sees the chance for a new “Uber-style” technology.And this is not a tiny tech startup full of empty promises.This extraordinary company is already one of the largest in its industry.Last year, revenues hit a whopping £1.132 billion.The board recently announced a 10% dividend hike.And it has been a superb Motley Fool income pick for 9 years running!But even so, we believe there could still be huge upside ahead.Clearly, this company’s founder and CEO agrees. Rupert Hargreaves owns no share mentioned. The Motley Fool UK has recommended GlaxoSmithKline and Rathbone Brothers. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Rupert Hargreaves | Saturday, 8th May, 2021 center_img I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. See all posts by Rupert Hargreaves Simply click below to discover how you can take advantage of this. Our 6 ‘Best Buys Now’ Shares 5 UK shares for a passive income I believe buying UK shares is one of the most straightforward strategies to generate a passive income. With that in mind, here are five investments I would buy for my portfolio today with this goal in mind. 5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Passive income investmentsThe first company on my list is pharmaceutical giant GlaxoSmithKline. At the time of writing, this stock yields 6%. As healthcare is a defensive and growing industry, I think this dividend is sustainable, which is why I would buy it as a foundation holding in my passive income portfolio. Of course, like all income investments, if Glaxo suffers a sudden drop in income, the company may have to cut the distribution. This is a risk that comes with all dividend stocks. The second stock I would buy for a passive income is British American Tobacco. Ethical considerations aside, this company has a solid track record of dividend growth. The shares currently support a dividend yield of 8%, and the stock is trading at a forward P/E of 8.1. Despite these attractive qualities, I’m well aware tobacco sales are in terminal decline. This is the biggest challenge the group currently faces. Profit growthAsset manager Rathbone Brothers should benefit from the UK’s ageing population and increased savings pot over the next few years, in my opinion. These tailwinds should drive customers towards the business, leading to increased profit growth and larger profit margins. More significant margins will support the company’s dividend yield of 4.3%.That being said, regulatory headwinds and higher costs could impact other margins, limiting the company’s ability to return cash to investors. That’s something I plan to keep an eye on going forward. Nevertheless, despite these risks, I would buy the business for my portfolio. HICL Infrastructure owns a portfolio of infrastructure assets across the UK. Infrastructure assets can be the perfect income investments because they can generate a steady income stream for decades. The stock currently supports a dividend yield of 4.8%, and the company has a track record of above-inflation dividend growth.However, the company uses a lot of debt to fund its assets. Therefore, a primary risk of investing in this business is the potential for interest rate increases, making it harder for the organisation to sustain its debt. In the worst-case scenario, HICL could have to eliminate its dividend to meet creditor obligations. Even after taking this risk into account, I would still buy the stock. Hedge fund income The final company I’d buy is Man Group. With a projected dividend yield of 4.6%, this publicly traded hedge fund is a dividend darling. It can also generate profits in any market environment with its computerised trading strategies. The biggest challenge facing the group is maintaining customer loyalty in the viciously competitive hedge fund sector. If its performance is not maintained, customers could move elsewhere, putting profits and the dividend under pressure. last_img read more

2 UK shares I’d buy in my Stocks and Shares ISA in June

first_img Royston Wild owns shares of Ibstock. The Motley Fool UK has recommended Ibstock. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. FREE REPORT: Why this £5 stock could be set to surge Get the full details on this £5 stock now – while your report is free. Enter Your Email Address Royston Wild | Sunday, 30th May, 2021 | More on: MBH PAGE Our 6 ‘Best Buys Now’ Shares Image source: Getty Images I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement.center_img I’m searching UK share markets for top companies to add to my Stocks and Shares ISA. Here are two I’m considering adding to my investment portfolio this June:Jobs giantI’d very happily buy PageGroup (LSE: PAGE) shares before its next financials come out on Monday, 14 July. The recruiter’s share price has risen 50% over the past 12 months as signs of recovery in employment markets have improved. Indeed, the UK share soared in value last time it updated the market in April. I’m hopeful of another sunny release next month as industry healing continues.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…PageGroup saw gross profits move back into growth in the first quarter, those most recent trading numbers showed. And it enjoyed a record month in some of its European and Asian markets. Research suggests that the upswing in the recruitment sector could continue, too. A survey by Manpower showed that 77% of employers expect hiring to return to pre-coronavirus levels by the end of 2021 amid a pick-up in corporate optimism.Of course PageGroup could encounter difficulties if it fails to find skilled candidates for positions. This could be even more difficult than usual in a post-pandemic world. As another recruitment colossus, Monster, has commented: “the past year of working virtually and pandemic worries has set off a global trend of job-related anxiety” for workers. It may be difficult to match employees and employers in a landscape of changing employee expectations and needs.Another top UK share on my radarI think that buying Michelmersh Brick Holdings (LSE: MBH) might prove a clever idea before Thursday, 3 June when it holds its annual general meeting. I’m expecting its latest financial update to confirm that trading has remained strong thanks to fizzy home construction rates in the UK.Strong updates from some of its industry rivals make me believe that a bubbly update is coming. In late April, Ibstock (a UK share I already own in my Stocks and Shares ISA) said that it was “trading modestly ahead of expectations” so far in 2021. In particular it described brick demand from the new build housing and repairs, maintenance & improvement (RMI) markets as “robust”. And Forterra announced “better than expected trading” last week, with revenues in the first four months of 2021 coming in at around 95% of those in the corresponding period two years ago.The Michelmersh share price has trended lower in recent weeks despite this bright industry news. I think this gives investors like me a chance to nip in before the market wises up next week. Any policy changes to schemes like Help to Buy, along with a sharp downturn in economic conditions, could significantly hamper demand for its construction products should homebuyer activity subsequently dip. But I still think this UK share, like Ibstock, is a top buy for my ISA right now. 2 UK shares I’d buy in my Stocks and Shares ISA in June See all posts by Royston Wild Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Simply click below to discover how you can take advantage of this. Are you on the lookout for UK growth stocks?If so, get this FREE no-strings report now.While it’s available: you’ll discover what we think is a top growth stock for the decade ahead.And the performance of this company really is stunning.In 2019, it returned £150million to shareholders through buybacks and dividends.We believe its financial position is about as solid as anything we’ve seen.Since 2016, annual revenues increased 31%In March 2020, one of its senior directors LOADED UP on 25,000 shares – a position worth £90,259Operating cash flow is up 47%. (Even its operating margins are rising every year!)Quite simply, we believe it’s a fantastic Foolish growth pick.What’s more, it deserves your attention today.So please don’t wait another moment.last_img read more

Security fences to be removed, art added to plywood over…

first_img Rector Albany, NY Featured Jobs & Calls Rector Smithfield, NC Rector Belleville, IL Family Ministry Coordinator Baton Rouge, LA George Floyd TryTank Experimental Lab and York St. John University of England Launch Survey to Study the Impact of Covid-19 on the Episcopal Church TryTank Experimental Lab Submit an Event Listing Course Director Jerusalem, Israel Priest Associate or Director of Adult Ministries Greenville, SC Youth Minister Lorton, VA Associate Rector for Family Ministries Anchorage, AK Virtual Celebration of the Jerusalem Princess Basma Center Zoom Conversation June 19 @ 12 p.m. ET Security fences to be removed, art added to plywood over windows at St. John’s in Washington Assistant/Associate Rector Washington, DC Associate Rector Columbus, GA Rector Martinsville, VA Submit a Job Listing Missioner for Disaster Resilience Sacramento, CA New Berrigan Book With Episcopal Roots Cascade Books Episcopal Charities of the Diocese of New York Hires Reverend Kevin W. VanHook, II as Executive Director Episcopal Charities of the Diocese of New York Remember Holy Land Christians on Jerusalem Sunday, June 20 American Friends of the Episcopal Diocese of Jerusalem Featured Events Seminary of the Southwest announces appointment of two new full time faculty members Seminary of the Southwest In-person Retreat: Thanksgiving Trinity Retreat Center (West Cornwall, CT) Nov. 24-28 Director of Music Morristown, NJ Rector (FT or PT) Indian River, MI Curate (Associate & Priest-in-Charge) Traverse City, MI Curate Diocese of Nebraska Rector Shreveport, LA Rector Collierville, TN Rector/Priest in Charge (PT) Lisbon, ME Rector Hopkinsville, KY Join the Episcopal Diocese of Texas in Celebrating the Pauli Murray Feast Online Worship Service June 27 An Evening with Presiding Bishop Curry and Iconographer Kelly Latimore Episcopal Migration Ministries via Zoom June 23 @ 6 p.m. ET Rector Pittsburgh, PA Inaugural Diocesan Feast Day Celebrating Juneteenth San Francisco, CA (and livestream) June 19 @ 2 p.m. PT Episcopal Migration Ministries’ Virtual Prayer Vigil for World Refugee Day Facebook Live Prayer Vigil June 20 @ 7 p.m. ET Canon for Family Ministry Jackson, MS This Summer’s Anti-Racism Training Online Course (Diocese of New Jersey) June 18-July 16 Rector Knoxville, TN The Church Pension Fund Invests $20 Million in Impact Investment Fund Designed to Preserve Workforce Housing Communities Nationwide Church Pension Group Tags By David PaulsenPosted Aug 18, 2020 Associate Priest for Pastoral Care New York, NY Submit a Press Release AddThis Sharing ButtonsShare to PrintFriendlyPrintFriendlyShare to FacebookFacebookShare to TwitterTwitterShare to EmailEmailShare to MoreAddThis Police stand outside St. John’s Episcopal Church while protesters take part in an anti-police-brutality march in Washington, D.C., on June 25, 2020. Photo: Reuters[Episcopal News Service] Security fences have surrounded St. John’s Episcopal Church, Lafayette Square, across from the White House since June, a precaution implemented by the city of Washington in response to the nearby protests against racial injustice after the May 25 killing of George Floyd. Church leaders also had plywood installed over the stained-glass windows for protection.Now the city is expected to remove the fences by the end of this month, the Rev. Robert Fisher, the church’s rector, said in an Aug. 13 video update on Facebook, and the plywood is getting an artistic makeover.Many in the congregation will be happy to see the fences go, Fisher said. “That’s something that we’ve been looking forward to.” The plywood will remain, but a local arts organization has agreed to paint over the outside of the boards with artwork illustrating themes of healing, love, compassion and peace.Stained glass typically is appreciated by those inside a church, Fisher said, but through this initiative, St. John’s will be “putting art facing outward into our city.” Fisher added that the Smithsonian Institution has asked to add the plywood art to its museum collection when it eventually comes down.Nationwide protests followed Floyd’s death, and the church became a major flashpoint during weeks of unrest related to systemic racism and police brutality.On June 1, federal officers violently forced peaceful protesters and clergy out of the area in front of St. John’s so that President Donald Trump could pose for photos holding a Bible in front of the church, an action harshly condemned by Episcopal leaders.Leaders at St. John’s told parishioners in a June 25 email that they had accepted the city’s offer to put up fencing around the property, which had been tagged with graffiti and damaged by fire during protests. The church’s leaders also expressed concern over the unsafe activities of people camping near the church.– David Paulsen is an editor and reporter for Episcopal News Service. He can be reached at [email protected] Director of Administration & Finance Atlanta, GA Rector Washington, DC Assistant/Associate Rector Morristown, NJ Ya no son extranjeros: Un diálogo acerca de inmigración Una conversación de Zoom June 22 @ 7 p.m. ET The Church Investment Group Commends the Taskforce on the Theology of Money on its report, The Theology of Money and Investing as Doing Theology Church Investment Group Bishop Diocesan Springfield, IL Rector Bath, NC Cathedral Dean Boise, ID Assistant/Associate Priest Scottsdale, AZ Rector and Chaplain Eugene, OR Press Release Service Priest-in-Charge Lebanon, OH Rector Tampa, FLlast_img read more

Australia has a plan in place and look set for their own Super Rugby restart in early July

first_imgMonday May 11, 2020 Australia has a plan in place and look set for their own Super Rugby restart in early July Rugby Australia officials expect to have their replacement Super Rugby competition locked in by the end of this month with an aim of starting in early July.ADVERTISEMENTRA has released a return-to-play strategy with the aim of starting a five or six team 12-week competition, with Western Force and possibly Japan’s Sunwolves joining the four Australian Super Rugby teams.The original five-nation Super Rugby competition was suspended in mid-March because of concerns over the coronavirus pandemic .“The draw we are looking at is a 12-week competition, 10 weeks of regular round matches and depending on the number of teams, work out how many games per week there.’” RA general manager of professional rugby services Ben Whitaker said.“The Sunwolves, at the moment would be located in either New South Wales or Queensland.”The four-nation Rugby Championship which is due to commence in August, will be pushed back, though SANZAAR officials are still hoping it wil l be staged.“The international travel restrictions in South Africa and Argentina have been strengthened in the last couple of weeks and you will see that both of those nations at least won’t have any restrictions lifted until September,,’ Whitaker said.ADVERTISEMENTHe said regular discussions were being held between SANZAAR, the Six Nations and World Rugby to try to get Test rugby played this year.The Rugby Championship apart, there are also major tours that need to be crammed into what could be a packed schedule in the second half of 2020.Australia have three home Tests in July, two against Ireland and one versus Fiji that could be rescheduled to October with the Wallabies down to contest three spring tour Tests in Europe in November.Super Rugby players returned to their headquarters on Monday and will train in groups of no more than ten from Tuesday.ADVERTISEMENT“There will be temperature checks performed before entering any training facilities, th e players and staff have to accept appropriate cleaning responsibilities,” RA’s chief medical officer Dr Warren McDonald said.“‘We will have some further education sessions with the players and the staff in coming weeks and as we move closer to playing. there will be specific education around things like how we travel to games.“We’re looking at charter flights, how do we catch a bus to a game and how do we actually manage the stadiums.”RA has strongly recommended players get flu jabs, but has not made it mandatory, though it’s believed the vast majority have already had a shot.RA has submitted its policy on the issue and return to play protocols to all the states who have teams set to play in the new Super Rugby competition.Officials are allowing for between four and six weeks of contact work before the competition starts.RELATED VIEWING: Posted By: rugbydump Share Send Thanks Sorry there has been an error News Related Articles 25 WEEKS AGO Exeter vs Toulouse is off as a number of… 25 WEEKS AGO Danny Cipriani leaves Gloucester with immediate… 25 WEEKS AGO ‘Aphiwe can’t believe it. We were starting… From the WebThis Video Will Soon Be Banned. Watch Before It’s DeletedSecrets RevealedYou Won’t Believe What the World’s Most Beautiful Girl Looks Like TodayNueeyUrologists Stunned: Forget the Blue Pill, This “Fixes” Your EDSmart Life ReportsIf You Have Ringing Ears Do This Immediately (Ends Tinnitus)Healthier LivingWrinkle Remedy Stuns TV Judges: Forget Surgery, Do This Once DailySmart Life Reports10 Types of Women You Should Never MarryNueeyThe content you see here is paid for by the advertiser or content provider whose link you click on, and is recommended to you by Revcontent. As the leading platform for native advertising and content recommendation, Revcontent uses interest based targeting to select content that we think will be of particular interest to you. We encourage you to view your opt out options in Revcontent’s Privacy PolicyWant your content to appear on sites like this?Increase Your Engagement Now!Want to report this publisher’s content as misinformation?Submit a ReportGot it, thanks!Remove Content Link?Please choose a reason below:Fake NewsMisleadingNot InterestedOffensiveRepetitiveSubmitCancellast_img read more

Casa Candelaria / Cherem arquitectos

first_imgShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/793602/casa-candelaria-cherem-arquitectos Clipboard Save this picture!© Enrique Macías+ 9 Share Casa Candelaria / Cherem arquitectosSave this projectSaveCasa Candelaria / Cherem arquitectos Projects Mexico Houses Architectural Design: “COPY” Casa Candelaria / Cherem arquitectos Architects: Cherem arquitectos Construction:Cabrera y AsociadosLandscape Design:EntornoLighting Design:Artec 3Design Team:Daniel Huerta, Cristian NoriegaCity:San Miguel de AllendeCountry:MexicoMore SpecsLess SpecsSave this picture!© Enrique MacíasRecommended ProductsDoorsRabel Aluminium SystemsMinimal Sliding Door – Rabel 62 Slim Super ThermalWindowsLibartVertical Retracting Doors & WindowsWindowsKalwall®Facades – Window ReplacementsWindowsRodecaAluminium WindowsText description provided by the architects. Casa Candelaria, Located at the outsides of San Miguel de Allende, Mexico, was conceived under concepts that detonate the strength in it presence and belonging to the place where it uproots, for which it was decided to return to the program of the Mexican haciendas and solve the new house around courtyards which themselves contain an activity that represents the tension and the relationship between the functions of the volumes that surround it.Save this picture!© Enrique MacíasAnother key intention for the design development was the decision to use as constructive method rammed earth walls, with natural aggregates that allows the earth to become black toned that seeks the integration and mimicry with the environment where it was intended that the main element outside was the vegetation.Save this picture!Floor PlanAs for the benefits that the use of rammed earth gives us, is the thermal storage because of the thickness of 50cm, in a place of extreme weather, as San Miguel de Allende, it´s sought to achieve spaces that during the day could stay fresh and at night preserve the thermal gain they achieve during the day and radiate it into the interior, in order to create warm spaces. This strategy along with saving on the purchase and transfer of materials from distant places, make the construction time, cost and functional outcome to optimize in the best way possible.Save this picture!© Enrique MacíasVolumetrically the house solves each of the areas independently, creating blocks of black soil with predominance of solid and opening to the nature that surrounds the volumes through gaps that arise from floor to a 2.44m height where privacy and control of light is given by wooden blinds, revolving plates that generate an aperture and a total integration with the outdoor space.Save this picture!© Enrique MacíasProgrammatically the project uproots in an area of 4 hectares and consists of a master house, the big house, another smaller houses, the guest house, a club house, the caretaker’s house and a jogging track 1km long that unites and represents all the project itself, giving way along its route activities, contemplation and transit between the volumes that make up the hole house.Save this picture!© Enrique MacíasThe big house consists of 12 volumes that are organized around 2 large courtyards, dividing public and private areas of the house with 930sqm and 630sqm of outdoor areas between patios, terraces, pool and gardens and two interior corridors that weave the total volumes outwards.Save this picture!© Enrique MacíasThe guesthouse consists of 4 volumes connected by a covered courtyard and 200sqm of construction. The materials used in this project as key players are compacted soil walls, parota wood indoor and archaeological stone outdoor, accompanied lesser extent of concrete, blacksmithing and tile floors.Save this picture!© Enrique MacíasIn short, this house responds to Mexican haciendas in contemporary time with an innovative and effective construction system.Project gallerySee allShow less2016 International PUARL ConferenceConferenceHow to Create Animated GIFs in RevitArticles Share ArchDaily Abraham Cherem, José Antonio Aguilar CopyHouses•San Miguel de Allende, Mexico “COPY” CopyAbout this officeCherem ArquitectosOfficeFollowProductConcrete#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesSan Miguel de AllendeMexicoPublished on August 22, 2016Cite: “Casa Candelaria / Cherem arquitectos” [Casa Candelaria / Cherem arquitectos] 22 Aug 2016. ArchDaily. Accessed 11 Jun 2021. ISSN 0719-8884Read commentsBrowse the CatalogPanels / Prefabricated AssembliesTechnowoodPanel Façade SystemRailing / BalustradesMitrexIntegrated Photovoltaic Railing – BIPV RailingMetal PanelsAurubisPatinated Copper: Nordic Green/Blue/Turquoise/SpecialPlastics / FibersRodecaTranslucent Building Elements in Downton Primary SchoolSkylightsVELUX CommercialModular Skylights – LonglightBathroom FurnitureBradley Corporation USAToilet Partition CubiclesSignage / Display SystemsGoppionDisplay Case – One-offAcousticFabriTRAK®FabriFELT™ for Walls and CeilingsBoardsStructureCraftStructural Panel – Dowel Laminated TimberThermalSchöckInsulation – Isokorb® Concrete to SteelDoorsJansenSmoke Control Door – Economy 60Louvers / ShuttersShade FactorExternal Venetian BlindsMore products »Read commentsSave想阅读文章的中文版本吗?墨西哥荒漠住宅/Cherem 建筑设计事务所是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my stream ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/793602/casa-candelaria-cherem-arquitectos Clipboardlast_img read more

£33m donated to DEC Philippines Typhoon appeal in first week

first_img Howard Lake | 16 November 2013 | News About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. Tagged with: DEC Research / statistics £33m donated to DEC Philippines Typhoon appeal in first week The British public has donated £33 million to the Disasters Emergency Committee’s Philippines Typhoon appeal, a week after Super Typhoon Haiyan made landfall.Chief Executive Saleh Saeed thanked the public on behalf of the 14 charities that comprise the DEC. He said: “The generosity of the public is yet again surpassing all expectations. The aid agencies represented by the Disasters Emergency Committee never take such kindness for granted but this shows that when people are really suffering, the UK responds.“It is increasingly obvious that the need is huge and we and the people being helped are very grateful for all the support. DEC agencies are already using the money donated to good effect. They are in affected areas delivering vital aid including food, water and very importantly sanitation supplies.”Donations can be made online, via the 24 hour telephone hotline on 0370 60 60 900, via cheque, or over the counter at any high street bank or post office. You can also donate £5 by texting the word SUPPORT to 70000. Advertisement 42 total views, 1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThislast_img read more

LG-Elect Committed to Working with Indiana Agriculture

first_imgHome Indiana Agriculture News LG-Elect Committed to Working with Indiana Agriculture Previous articleHoosier Farmer Visits Trump TowerNext articleMorning Outlook Gary Truitt LG-Elect Committed to Working with Indiana Agriculture By Gary Truitt – Jan 6, 2017 SHARE LG-Elect Committed to Working with Indiana AgricultureSuzanne CrouchIncoming Lt. Governor Suzanne Crouch has stated she is committed to growing the Indiana farm economy and to finding a solution to funding road and bridge repair. In her first appearance before Indiana Farm Bureau since being elected, Crouch said she is committed to working with Farm Bureau to address the issues impacting Indiana farmers. She was the keynote speaker at Farm Bureau’s annual legislative kickoff lunch on Wednesday.In an exclusive interview with HAT, the former state auditor said she is behind House Bill 1002 which is the vehicle in the General Assembly for funding repair of Indiana roads and bridges, “The legislature has taken the first step with this legislation.” She said Governor-elect Holcomb and she have met with top House and Senate leaders to discuss the plan, “We are all committed to a long term data driven solution.”The bill raises money for infrastructure by raising the state gas tax, but Crouch says this is an approach that still needs a lot of discussion. She said 1002 is not going to be the final approach, “But we recognize this is a need that must be met.”She said she is looking forward to working the Indiana farm community to continue to provide more markets and economic growth for producers. Crouch is responsible for administration of the state Department of Agriculture and the Office of Rural Affairs. Facebook Twitter Facebook Twitter SHARElast_img read more

Limerick’s triumph is little Noah’s victory

first_imgLISTEN: Sheedy excited to take on “the best team in the country” on Saturday RELATED ARTICLESMORE FROM AUTHOR Email Limerick duo named in Hurling Team of the Week Previous article3D modelling at Hunt MuseumNext articleConfidence in Gardai remains buoyant Staff Reporterhttp://www.limerickpost.ie “We never thought he would make his first birthday never mind see an All Ireland Hurling final!”Those were the words of a Limerick fan and mother of a very precious little boy.Sign up for the weekly Limerick Post newsletter Sign Up This weekend’s All Ireland win was an amazing event for many, but for Noah Quish and his family, it was a milestone for another reason.Noah from Monaleen is 17 months old and was born with an ASD (Atrial Septal Defect) heart defect.He was also diagnosed with severe laryngomalacia in Our Lady’s Children’s Hospital, Crumlin, a blockage in the airway causing serious breathing issues along with severe sleep apnea.Noah also has a rare chromosome deletion, scoliosis, which causes a person’s spine to develop a sideways curve.Noah has undergone open heart surgery at only five months old, catheter heart surgery and surgery on his airway.After all this, Noah is only starting to get out and about and the All Ireland Hurling Final has been one of these special occasions.As his immune system is very low and he can’t risk infection due to his surgeries, Noah can’t spend much time out in public, but Noah and his adoring older sister Leah (6) and his family watched the match together in a friend’s house.Despite all Noah has to deal with, his mother Una said it hasn’t prevented him from gearing up for Limerick’s special day, “he stayed awake for every minute of it!”“He still has a road ahead of him but it’s good for him now thanks to doctors and surgery.”Noah was heading in to Nenagh hospital the day after the match, and Una assured the Limerick Post that he will be all decked out in his Limerick kit.“He has been through so much in his short life and got to celebrate the biggest event to date.”“Being able to see Limerick win the All-Ireland was spectacular. We watched the match on the edge of our seats from start to finish.”“We have relatives in Galway as well so that added to the excitement!”Una said it was simply “amazing” for Noah to experience Limerick winning the All Ireland.“We never thought he would make his first birthday never mind see an All Ireland Hurling final!” she said. Remembering Limerick’s last Munster championship win over Cork NewsCommunityLimerick’s triumph is little Noah’s victoryBy Staff Reporter – August 24, 2018 1907 Twitter Printcenter_img Advertisement Galway Beat Limerick in Free Ridden Salthill Encounter Talking Points: Limerick’s unbeaten run comes to an end as they prepare for All-Ireland final rematch Facebook Linkedin WATCH: John Kiely reflects on ‘fair result’ against Tipperary WhatsApp TAGSCommunityhurlingNews last_img read more